The report underscores significant risks for residents and property owners in the New York metropolitan area. The combination of high population density, valuable real estate, and limited coastal preparedness makes the region particularly susceptible to catastrophic damage during hurricanes. The potential for storm surges further exacerbates the threat, putting lives and infrastructure at risk. Comparatively, the Northeast's infrequent exposure to hurricanes has resulted in less robust building codes and preparedness measures, leaving the area more vulnerable than regions like Florida and Texas, which experience hurricanes more regularly.